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Get a fixed estimate
We measure the openings and give you one fixed project total. Nothing about the estimate commits you to financing, or to us.
Financing
Financing impact windows shouldn't be the hard part.
Check your rate in about a minute with a soft credit check that leaves your score alone. Terms run 2 to 20 years, the loan is unsecured — no lien on your home — and the funds go to you, not to us.
- Rate in ~60 seconds
- No credit score impact
- No lien on your home
Takes about a minute · no obligation · opens Acorn Finance in a new tab
Authorized Dealer · 4 Brands
Get your free 24-hour estimate
30 seconds. A project advisor calls you within one business day.
The short version
Know what you qualify for before anyone visits.
Most people put off replacing their windows because they have no idea what it would cost per month. You can settle that in about a minute, from your phone, without a salesperson in your living room and without touching your credit score.
Check my rate~60 sec
To see real offers
A network of 30+ lenders responds while you wait.
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Impact on your score
Checking is a soft inquiry. Only accepting an offer is not.
~1 day
From accepted to funded
The lender deposits it into your account, not ours.
2–20 yr
Term range
Up to $100,000, unsecured, with no lien on your home.
Pre-qualify online
See your real rate in about a minute.
You don’t have to wait for the estimate to find out what you qualify for. Checking uses a soft credit inquiry, so it does not affect your credit score, and you’ll see actual offers from multiple lenders before you commit to anything — or talk to anyone.
- No credit score impact to check
- Offers in ~60 seconds
- Loans up to $100,000
- No cost, no obligation
Opens Acorn Finance in a new tab.
What actually happens to your credit
Worth understanding before you click, because most sites gloss over it:
- Checking your rate uses a soft inquiry. It is not visible to other lenders and does not move your score.
- Accepting an offer is different. At that point the lender runs a hard inquiry, which can affect your score — the same as any loan or credit card application.
- Nothing is automatic. Seeing offers does not commit you to one, and you can close the tab without applying.
GlassIQ is not a lender and does not make credit decisions. Pre-qualification is provided by Acorn Finance, a lending marketplace that submits your information to its funding partners; Acorn Finance is also not a lender. All offers are subject to credit approval, and the lender discloses final APR, term and payment in writing before you sign anything.
How it works
Four steps, and you hold the money.
This is the part most contractors are vague about, so here it is plainly: the loan is between you and a lender, not between you and us. The money lands in your account and you pay us from it.
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Pre-qualify in a minute
Check your rate online. It is a soft credit inquiry, so your score is untouched, and you see real offers from a network of more than 30 lenders.
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Choose an offer
Compare APR, term and monthly payment side by side, then pick one. The lender runs a hard credit check at this point and puts the final terms in writing before you sign.
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Funds go to you
The lender deposits the loan into your account, often within one business day. You pay us on the schedule in your contract — we never touch the loan.
Why that last step matters
In a dealer-financed program the lender pays the contractor directly, which means your leverage disappears the moment the paperwork is signed. Here the funds are yours. If we are slow, or the work is not right, you still control the money — and your loan is unsecured, so there is no lien placed on your home.
The trade-off, stated honestly: because this is a personal loan rather than a contractor draw, repayment begins on the lender’s schedule once the loan funds — not when your install finishes. Some lenders in the network offer a deferral; whether one is available to you depends on the offer you accept, and the lender will tell you before you sign.
What you are buying
The payment is monthly. The window is permanent.
Impact glass is one of the few purchases that keeps paying you back after you have paid for it: a wind-mitigation credit on your insurance, lower cooling bills on the sun-loaded elevations, and a quieter house from the day it goes in.
We are not going to hand you a made-up number for how much you will save — that depends on your carrier, your exposure and your current windows. What we will do is put the real figures for your home next to the real monthly payment, so the comparison is yours to make.
Get a fixed 24-hour estimateAvailable programs
Four ways people actually pay for this.
Financing is one option, not the only one, and it is not always the cheapest. Here is the honest comparison, including the case where you shouldn’t finance with us at all:
Personal loan
2 to 20 years
Through Acorn Finance’s network of 30+ lenders. Unsecured, so no lien on your home, and funds go to you. Fixed monthly payment. Rate depends on your credit and the lender you pick.
HELOC / home equity
Usually the cheapest
If you have equity, this is normally the lowest rate available to you, because it is secured by the house. Slower to close, and it does put a lien on the home. We coordinate with your bank on timing.
Insurance proceeds
Post-storm
Replacing windows damaged by a named storm? We work directly with your carrier and adjuster on scope and payment timing, and we document the existing condition before demolition.
Cash / check
No cost of borrowing
Skip financing entirely. Same fixed quote, same install timeline — we do not price the job differently based on how you pay, and there is no cash discount to negotiate for.
The fee most sites leave out
On personal loans under $40,000 — which is most window and door projects — some lenders charge an origination fee of roughly 1% to 6%, deducted from the amount you receive. On an $11,000 loan that is somewhere between $110 and $660. No-fee offers do exist in the network and are marked as such on the offers screen, so compare that column, not just the APR.
We are telling you this because you will see it anyway when the offers come back, and we would rather you hear it from us first. Advertised rates published by lenders in the network have historically ranged from single digits to about 35.99% APR — only borrowers with excellent credit qualify for the lowest rate.
GlassIQ is not a lender, does not make credit decisions, and receives no part of your interest. Acorn Finance is a lending marketplace, not a lender, and submits your information to its funding partners. Lender partners, rates and fees are subject to change and all offers are subject to credit approval. Final APR, term, fees and monthly payment are disclosed by the lender in writing before you sign anything.
Financing FAQ
Honest answers on how the money works.
Call 941 310 7028 for anything not covered here.
Check my rate
Does GlassIQ offer financing on impact windows and doors?
Yes — through Acorn Finance, a lending marketplace with a network of more than 30 lenders. GlassIQ is not a lender and makes no credit decisions; we hand you the link and step out of it. You can pre-qualify online in about a minute using a soft credit inquiry that does not affect your score, before or after your free estimate.
Who receives the loan money — me or GlassIQ?
You do. The lender deposits the funds into your account, often within one business day, and you pay us from it on the schedule in your contract. That is the opposite of a dealer-financed programme, where the lender pays the contractor directly and your leverage disappears at signing. It also means the loan is unsecured, so no lien is placed on your home.
What credit score do I need?
Many lenders in the network start around 600, and some will work with scores as low as 560. Only borrowers with excellent credit qualify for the lowest advertised rates. Because pre-qualifying uses a soft credit inquiry, finding out where you land costs nothing and does not affect your score.
What loan terms are available?
Terms run from roughly 2 years up to 20 years depending on the lender and your credit, on amounts up to $100,000. A longer term lowers the monthly payment and raises the total interest you pay. The offers screen shows both figures — compare them side by side rather than defaulting to the smallest payment.
Are there fees?
On loans under $40,000, which covers most window and door projects, some lenders charge an origination fee of roughly 1% to 6% deducted from the amount you receive. No-fee offers exist in the network and are marked as such on the offers screen, so compare that column and not just the APR. There are no prepayment penalties, so clearing the loan early costs you nothing extra. GlassIQ receives no part of your interest or fees.
Does checking my rate hurt my credit?
Checking uses a soft credit inquiry. It does not affect your credit score and is not visible to other lenders. If you then accept an offer, that lender runs a hard credit inquiry to finalise the loan, and a hard inquiry can affect your score — the same as applying for any loan or credit card. Seeing offers does not commit you to taking one.
Can I use a HELOC or pay cash instead?
Absolutely, and if you have equity in the home a HELOC is usually cheaper than an unsecured personal loan. We take cash, check, a HELOC draw or financing. Financing is an option, not a requirement, and we do not price the job differently based on how you pay.
Brand and budget
Four lines means price is a lever, not a takeaway.
Carrying one line makes budget a yes-or-no conversation. Carrying four makes it a specification conversation: PGT carries the widest finish range, Eco Window Systems the energy glass, ES Windows the spans, Mr. Glass the catalogue depth — and they do not all land at the same price for the same opening.
Compare all four brands
Ready to start?
Check your rate now, or apply during your estimate.
Pre-qualifying online takes about a minute and won't touch your credit score. Prefer to do it in person? Bring your most recent paystub and a photo ID — we bring the rest. Either way, there's no obligation until you sign the contract.